{"id":36907,"date":"2026-01-23T13:13:05","date_gmt":"2026-01-23T10:13:05","guid":{"rendered":"https:\/\/staging.plazacubes.com\/en\/kosgeb-destek-hibe-ve-kredileri-nedir-nasil-basvurulur\/"},"modified":"2026-01-23T13:13:05","modified_gmt":"2026-01-23T10:13:05","slug":"kosgeb-destek-hibe-ve-kredileri-nedir-nasil-basvurulur","status":"publish","type":"post","link":"https:\/\/new.plazacubes.de\/en\/kosgeb-destek-hibe-ve-kredileri\/","title":{"rendered":"KOSGEB Destek Hibe ve Kredileri Nedir? Nas\u0131l Ba\u015fvurulur?"},"content":{"rendered":"<p>Yeni bir i\u015f kurmak istiyorsunuz, \u015f\u00f6yle bir oturup hesap kitap yapt\u0131n\u0131z; kurulu\u015f giderleri, pazarlama giderleri, i\u015fletme ve eleman giderleri\u2026 Liste uzay\u0131p gidiyor. Alt\u0131ndan nas\u0131l kalkaca\u011f\u0131n\u0131z\u0131 d\u00fc\u015f\u00fcn\u00fcyorsunuz. Neredeyse heyecan\u0131n\u0131z\u0131 kaybetmek \u00fczeresiniz! Neyse ki yaln\u0131z de\u011filsiniz. KOSGEB\u2019in \u201cDestek Program\u0131(KOSGEB destek hibe ve kredileri)\u201d tam da ihtiyac\u0131n\u0131z olan sermaye deste\u011fini verebilir.<\/p>\n<h2>Kosgeb Nedir?<\/h2>\n<p>A\u00e7\u0131l\u0131m\u0131, K\u00fc\u00e7\u00fck ve Orta \u00d6l\u00e7ekli \u0130\u015fletmeleri Geli\u015ftirme ve Destekleme \u0130daresi Ba\u015fkanl\u0131\u011f\u0131 olan KOSGEB, kendi i\u015fini kurmak isteyen, ticarete at\u0131lmak isteyen ama yeterli sermayesi olmayan giri\u015fimci adaylar\u0131na destek vermek i\u00e7in hibe ve kredi sa\u011flamak amac\u0131 ile kurulmu\u015ftur. KOSGEB, 1990 y\u0131l\u0131nda KOB\u0130&#8217;lerin kurumsalla\u015fma, AR-GE, ihracat gibi konularda kapasitelerinin artt\u0131r\u0131lmas\u0131, amac\u0131yla, \u00fclkemizdeki KOB\u0130\u2019lerin k\u00fcresel pazarda s\u00f6z sahibi olmas\u0131n\u0131 sa\u011flayan, KOB\u0130 ve giri\u015fimcilik politikalar\u0131n\u0131n belirlenmesinde etkin, d\u00fcnyada \u00f6rnek al\u0131nan kurulu\u015f olmak vizyonuyla ve KOB\u0130\u2019lerin rekabet g\u00fc\u00e7lerini geli\u015ftirmeye ve giri\u015fimcilik k\u00fclt\u00fcr\u00fcn\u00fc yayg\u0131nla\u015ft\u0131rmaya y\u00f6nelik nitelikli hizmet ve destekler sunarak, KOB\u0130\u2019lerin ekonomik ve sosyal kalk\u0131nmadaki paylar\u0131n\u0131 art\u0131rmak misyonuyla kurulmu\u015ftur.<\/p>\n<p><strong>KOSGEB hibesi ve destek kedisi<\/strong>, giri\u015fimcilerin belirli kurallar \u00e7er\u00e7evesinde ald\u0131klar\u0131 sertifika ile ba\u015fvurular\u0131 sonucunda masraflar\u0131n\u0131n bir k\u0131sm\u0131n\u0131n devlet taraf\u0131ndan kar\u015f\u0131lanmas\u0131d\u0131r.<\/p>\n<h3><strong>Kosgeb Destek Program\u0131\u2019n\u0131n amac\u0131:<\/strong><\/h3>\n<ul>\n<li>KOB\u0130\u2019lerin rekabet g\u00fc\u00e7lerini ve d\u00fczeylerini y\u00fckseltmek amac\u0131yla genel i\u015fletme geli\u015ftirme faaliyetlerinin te\u015fvik edilmesi<\/li>\n<li>KOB\u0130\u2019lerin yurt i\u00e7i ve yurt d\u0131\u015f\u0131 pazar paylar\u0131n\u0131 art\u0131rmak amac\u0131yla tan\u0131t\u0131m ve pazarlama faaliyetlerinin geli\u015ftirilmesi, amac\u0131yla i\u015fletmelerin desteklenmesidir.<\/li>\n<li>KOB\u0130\u2019lerin kaliteli ve verimli mal\/hizmet \u00fcretmelerinin sa\u011flanmas\u0131,<\/li>\n<li>Proje haz\u0131rlama kapasitesi d\u00fc\u015f\u00fck KOB\u0130\u2019lerin de mevcut KOSGEB desteklerinden faydalanmas\u0131d\u0131r.<\/li>\n<\/ul>\n<h3>KOSGEB Yeni Giri\u015fimci Deste\u011fi<\/h3>\n<p>Uygulamal\u0131 giri\u015fimcilik e\u011fitimini ba\u015far\u0131 ile tamamlam\u0131\u015f, \u0130\u015eGEM(\u0130\u015f Geli\u015ftirme Merkezi) kayd\u0131 olan i\u015fletmelere y\u00f6nelik destek program\u0131d\u0131r. 30.000 TL geri \u00f6demesiz, 70.000 TL&#8217;ye kadar geri \u00f6demeli hibe ve kredileri kapsar. KOSGEB yeni giri\u015fimci deste\u011fini d\u00f6rt ana ba\u015fl\u0131kta sunar:<\/p>\n<ul>\n<li>\u0130\u015fletme kurulu\u015f deste\u011fi<\/li>\n<li>Sabit yat\u0131r\u0131m deste\u011fi<\/li>\n<li>Kurulu\u015f &#8211; Makine, te\u00e7hizat, donan\u0131m deste\u011fi<\/li>\n<li>\u0130\u015fletme giderleri deste\u011fi ( eleman, fatura, vb)<\/li>\n<\/ul>\n<h3><strong>Yeni Giri\u015fimci Deste\u011finden Kimler Faydalanabilir<\/strong><\/h3>\n<ul>\n<li><a href=\"https:\/\/isgem.org\/\" target=\"_blank\" rel=\"noopener\">\u0130\u015eGEM<\/a> (\u0130\u015f Geli\u015ftirme Merkezi)&#8217;e kay\u0131tl\u0131 olan<\/li>\n<li>Uygulamal\u0131 Giri\u015fimcilik E\u011fitimi&#8217;ni,<\/li>\n<li>KOSGEB Gen\u00e7 Giri\u015fimci Geli\u015ftirme Program\u0131&#8217;n\u0131<\/li>\n<li>K\u00d6\u0130DD(K\u00fc\u00e7\u00fck \u00d6l\u00e7ekli \u0130\u015fletme Kurma Dan\u0131\u015fmanl\u0131\u011f\u0131 Deste\u011fi) Program\u0131&#8217;na kat\u0131lm\u0131\u015f, e\u011fitim kat\u0131l\u0131m sertifikas\u0131n\u0131 alm\u0131\u015f ve i\u015fletmesini kuran<\/li>\n<li>\u0130\u015fletme kurulu\u015fu ba\u015fvuru tarihinden en fazla 2 y\u0131l i\u00e7erisinde olan,<\/li>\n<li>KOSGEB veritaban\u0131na kay\u0131tl\u0131 olan,<\/li>\n<li>\u0130\u015fletme ortaklar\u0131ndan en az birinin yukar\u0131daki \u015fartlar\u0131 sa\u011flamas\u0131 ve hissesinin en az %30 olmas\u0131 gerekmektedir.<\/li>\n<\/ul>\n<h3><strong>Yeni Giri\u015fimci Deste\u011fi Unsurlar\u0131 ve Kriterleri<\/strong><\/h3>\n<p>T\u00fcm destekler fatura vb. \u015fekilde ispatlanabilir olmal\u0131d\u0131r. Destek oranlar\u0131, 1. ve 2. b\u00f6lge&#8217;de bulunan kad\u0131n ve engelliler i\u00e7in %70, erkekler i\u00e7in %60&#8217;a kadar, 3. ve 4. b\u00f6lgede bulunan kad\u0131n ve engelliler i\u00e7in %80, erkekler i\u00e7in %70&#8217;e kadard\u0131r. Alabilece\u011finiz destek oran\u0131 i\u00e7in <a href=\"https:\/\/www.plazacubes.com\/wp-content\/uploads\/sites\/2\/2016\/12\/YATIRIM_TESVIK_UYGULAMALARINDA_BOLGELER-1-_-1-.pdf\" target=\"_blank\" rel=\"noopener\">destek b\u00f6lgenizi<\/a> kontrol edebilirsiniz.<\/p>\n<p><em>\u0130\u015fletme kurulu\u015f deste\u011fi: <\/em>maksimum 3.000 TL &#8211; geri \u00f6demesiz. Sicil kayd\u0131, zorunlu izin ve ruhsatlar, oda kayd\u0131, kurulu\u015fa ili\u015fkin noter masraflar\u0131n\u0131 kapsar.<\/p>\n<p><em>Kurulu\u015f d\u00f6nemi, makine, te\u00e7hizat ve ofis donan\u0131m deste\u011fi:<\/em>\u00a0maksimum 15.000 TL &#8211; geri \u00f6demesiz. Destek ba\u015flang\u0131\u00e7 tarihinden itibaren 12 ay i\u00e7erisinde sat\u0131n al\u0131nacak makine, te\u00e7hizat, donan\u0131m gibi giderleri kapsar.<\/p>\n<p><em>\u0130\u015fletme giderleri deste\u011fi:\u00a0<\/em>maksimum 12.000 TL (ayda maksimum 1.000 TL) &#8211; geri \u00f6demesiz. Destek ba\u015flang\u0131\u00e7 tarihinden itibaren 24 ay i\u00e7inde ger\u00e7ekle\u015fen personel net \u00fccretleri (asgari ge\u00e7im indirimi hari\u00e7) ve elektrik, su, \u0131s\u0131nma, telekominikasyon, i\u015fyerinde \u00fcr\u00fcn \u00fcretimi amac\u0131yla kullan\u0131lan makine ve te\u00e7hizat\u0131n yak\u0131t giderlerini kapsar.<\/p>\n<p><em>Sabit yat\u0131r\u0131m deste\u011fi: <\/em>maksimum<em>\u00a0<\/em>70.000 TL &#8211; geri \u00f6demeli. Deste\u011fin ba\u015flang\u0131\u00e7 tarihinden itibaren 24 i\u00e7erisinde sat\u0131n al\u0131nan makine ve te\u00e7hizat\u0131n banka teminat mektubu kar\u015f\u0131l\u0131\u011f\u0131 geri \u00f6demesini kapsar.<\/p>\n<h3>KOSGEB Uygulamal\u0131 Giri\u015fimcilik E\u011fitimi<\/h3>\n<p>KOSGEB Uygulamal\u0131 Giri\u015fimcilik E\u011fitimi, yakla\u015f\u0131k 1-1,5 ay s\u00fcren 60 saatlik \u00fccretsiz e\u011fitimleri kapsamaktad\u0131r. E\u011fitim sertifikas\u0131n\u0131 alabilmek i\u00e7in derslere %80 oran\u0131nda kat\u0131l\u0131m sa\u011flanmas\u0131 gerekmektedir.<\/p>\n<p><em>E\u011fitim Ana Ba\u015fl\u0131klar\u0131:<\/em><\/p>\n<ul>\n<li>Giri\u015fimcilik \u00f6zelliklerinin s\u0131nanmas\u0131, i\u015f fikri geli\u015ftirme ve yarat\u0131c\u0131l\u0131k egzersizleri<\/li>\n<li>\u0130\u015f plan\u0131 kavram\u0131 ve \u00f6\u011feleri (pazar ara\u015ft\u0131rma, pazarlama plan\u0131, \u00fcretim plan\u0131, y\u00f6netim plan\u0131, finansal plan)<\/li>\n<li>\u0130\u015f plan\u0131 \u00f6\u011felerinin peki\u015ftirilmesine y\u00f6nelik at\u00f6lye \u00e7al\u0131\u015fmalar\u0131<\/li>\n<li>\u0130\u015f plan\u0131n\u0131n yaz\u0131lmas\u0131 ve sunumunda dikkat edilecek hususlar<\/li>\n<\/ul>\n<h2><strong>KOSGEB Yeni Giri\u015fimci Destek Kredisi ve Hibelerine\u00a0Nas\u0131l Ba\u015fvurulur?<\/strong><\/h2>\n<p>Uygulamal\u0131 Giri\u015fimcilik E\u011fitimi&#8217;ni tamamlayarak e\u011fitim sertifikas\u0131n\u0131 ald\u0131ktan sonra yapman\u0131z gereken <a href=\"https:\/\/www.plazacubes.com\/wp-content\/uploads\/sites\/2\/2016\/12\/FRM.03.02.01-YGD-Basvuru-Formu-.pdf\" target=\"_blank\" rel=\"noopener\">Yeni Giri\u015fimci Ba\u015fvuru Formu<\/a> ve\u00a0Yeni Giri\u015fimci Deste\u011fi Giri\u015fimci <a href=\"https:\/\/www.plazacubes.com\/wp-content\/uploads\/sites\/2\/2016\/12\/IsPlaniDosyasi.pdf\" target=\"_blank\" rel=\"noopener\">\u0130\u015f Plan\u0131n Formunu<\/a> KOSGEB internet adresinden elektronik ortamda doldurarak \u00e7\u0131kt\u0131lar\u0131n\u0131 en yak\u0131n Hizmet Merkezine teslim etmektir. Ba\u015fvurular \u00f6n de\u011ferlendirmeden ge\u00e7tikten sonra Yeni Giri\u015fimci Deste\u011fi Karar ve De\u011ferlendirme Kurulu&#8217;na iletilir. Kurul de\u011ferlendirme sonucunda projeyi kabul ya da red edebilir, ya da d\u00fczeltilmesi gereken noktalar\u0131 bildirebilir. Projenin kurul taraf\u0131ndan reddedilmesi durumunda 1 defaya mahsus olmak \u00fczere red bildirim tarihinden itibaren 15 g\u00fcn i\u00e7erisinde itiraz edilebilir.<br \/>\n<iframe loading=\"lazy\" src=\"https:\/\/www.youtube.com\/embed\/dwJueh6d_UI\" width=\"620\" height=\"349\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Yeni bir i\u015f kurmak istiyorsunuz, \u015f\u00f6yle bir oturup hesap kitap yapt\u0131n\u0131z; kurulu\u015f giderleri, pazarlama giderleri, i\u015fletme ve eleman giderleri\u2026 Liste [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":36685,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[30],"tags":[],"class_list":["post-36907","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-is-dunyasi"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>KOSGEB Destek Hibe ve Kredileri Nedir? 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